Health Insurance

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Health Insurance is most important than life insurance these days. There are more Health Insurance companies than Life Insurance companies these days. As the population increased, health conditions had started coming down from normal levels. Health Insurance plans collect charges as per the coverage they give to an individual or a family for 2 adults and 2 single, senior citizens etc

Day care procedure

Tax-Benefits

Under Section 10(10D) of the Income Tax Act in India, the maturity benefits offered by Health insurance policies are eligible for tax benefits and under Section 80C, the premiums paid on Health insurance policy also get tax deductions.

No Sub Limits

No Sub-limits on hospital room rents, hospital expenses, specific diseases and doctor fees.

Cover Cost

Every claim-free year is subject to an increase in the Sum Insured amount by 5% (of the basic sum insured); up to a maximum of 50% increase of the sum insured.

Why Health Insurance

Cashless Facility

Insurance companies have associations with different hospitals and if an individual undergoes treatment in any of these hospitals he/she can avail cashless facility

Daily Allowance

Some policies also cover expenses incurred daily for eg. Expenses incurred while commuting, food or refreshments etc.

No claim Bonus

This feature of health insurance policy takes care of both pre and post hospitalization charges for a period of 30 to 60 days depending on the plan purchased

Pre & Post Hospitalization

This feature of health insurance policy takes care of both pre and post hospitalization charges for a period of 30 to 60 days depending on the plan purchased

Ambulance Charges

The policy holder is free from burden of transportation or ambulance charges as it is paid by the insurer. This is an add-on benefit and you should have opted for it while purchasing.