Health Insurance Plans
Health Insurance plans more important than Life Insurance plans. Health issues cannot be predicted in advance. Considering the current scenario, a cover of minimum Rs 5,00,000/- would be a good support for the family.
In the last 5 years, Health insurance has been a major concern on everybody’s mind. In these years of skyrocketing medical treatment cost, whenever a family member is ill, it is a serious time for the rest of the family. As a caring Head of the family, you do not want to let any unfortunate incident to affect you and your family. So why allow any medical emergencies shatter your peace of mind.
LIC Health Insurance plan Jeevan Arogya is a unique non-linked Health Insurance plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.
Benefits of LIC Health Insurance plan Jeevan Arogya are :
Valuable financial protection in case of hospitalisation, surgery etc
Increasing Health cover every year
Lump sum benefit irrespective of actual medical costs
No claim benefit
Flexible benefit limit to choose from
Flexible premium payment options
Jeevan Arogya Health Insurance plan offers best benefits in term of Hospitalisation. Premium is based on Daily Hospital Cash Benefit which is applicable in the first year of the policy :
Cash benefits start from
- Rs. 1000 per day
- Rs. 2000 per day
- Rs. 3000 per day
- Rs. 4000 per day
This is the amount that will be payable to you in the event of hospitalisation in the first year on a per day basis. The Major Surgical Benefit that you will be covered for will be 100 times the Initial Daily Benefit you have chosen. Thus the initial Major Surgical Benefit Sum Assured will be ` 1 lakh, 2 lakh, 3 lakh, 4 lakh respectively. Other benefits such as Day Care Procedure Benefit, Other Surgical Benefit and Premium waiver Benefit (PWB) mentioned below shall also be payable depending upon the daily Hospital Cash Benefit chosen.
Your premium will depend on your age, gender, the Health cover option you have chosen, whether you are Principal Insured or other insured life and the mode of payment.